I have friends in Canada also who are not entirely content with their system but in their own words "at least we're not in the US to worry about coverage at any time and to be on the brink of personal bankruptcy (caused by medical bills) should we decide to change a job to one without benefits or God forbid lose our job".

One thing is for sure, medical care is too expensive the way it is now.

haha, sorry about that..to my credit though, at least i used the medical term

You now have to be REALLY REALLY sick to get medical deductions instead of just REALLY sick.2% Misc Deductions are gone. 

San Marcus is a college town, the Guadalope (I know the spelling is wrong) River is tons of fun tubing, the lake is nice for recreation, housing prices are good, diversified economy, a satellite of San Antonio offering cultural and medical centers (Ft.

They seemed very kind and easy to talk to them.Now, the background check results:Credit Score: 470 & 525 (bad credit due to bankruptcy in 2008 due to medical procedure)W-2 Income (combined): $4,800 with long job history (10+ years)Debt:     - $55,000 with $7,000 past due (all debt is in education loans, $7,000 past due because they were trying to get loan forgiveness and they didn't end up qualifying)    - No credit card / auto debtCriminal history: one of them has no criminal history, the other has 1 first degree assault (not prosecuted) and a second degree assault from 2012.So, couple of questions:1.

I can tell you that in my personal experience with my own kids,  since the day they turned 18,   I have had lawyers,  medical personel, probation officer, School administration, bursars office etc say I can't talk to you without the kids permission regardless of who they will go after for the bill. 

Best of luck on your first investment  property people in the medical field do amazing job and i beleive some don't make enough for how hard and long they work alotbof my family is in the medical  field i am currently looking for an investment property  for my nephews dad hope to open and close escrow  on one before the end of this year .

@Laith AliFor us medical/dental bills have been our biggest expense.

I would ignore bad credit card and medical debt.