I'm a Navy Veteran and would like to use my VA loan to make my first home purchase sometime next year.

I kept the property management company that was in place.

Also, I can't tell anything by just this post but there are investment property loans that don't require 25% down. 

Have you checked out using an FHA loan for a multifamily househack?

Purchase price: $310,000 Cash invested: $350,000 This was a full rehab 6 unit multifamily building.Our firm did everything from locating and acquiring the project, to managing construction, and then finished up by leasing out all 6 units for a premium rent.We used a construction loan to secure the property and do the rehab. 12 month term which we were able to do construction and lease out all units before taking out the original loan with a permanent commercial loan.

Check with each utility to confirm you can have the additional accounts in a tenant's name.In our North East Pennsylvania location, the water companies will allow a separate meter, HOWEVER, they require a separate water main from the street hookup to the additional house meter so they may control each meter on the property independently of the other(s) without entering the dwelling.

I have a client who is in need of a personal loan (under 15K).

Mid-Term rents do cause a little complication...but that's what DSCR loans are for.   

Lastly, when i try and call them to speak to my property manager 99% of the time I wind up having to submit a note in their portal and wait for a call back.As to to the new garage door that will be installed by the tenant, I wish they would be more involved, giving the tenant some options of companies to call, and to walk them through the repair process.Am i wrong in any of these thoughts or concerns about my current PM---or---do i need to let the property manager do their thing and learn to take a step back?

I also hear that HML does not loan this type of contract.