My idea is to expand what will be the master bedroom to include the bathroom on the second floor into a master suite.

Do you attend the monthly meet-up in Keller Williams - Allentown?

Freddie DOES allow 75% of the market rent on the other units to be included in the income calculation.

Given the pricing is the same, use the list below to eliminate the policies that do not include as many of these coverages/forms.1)  To limit your 95% of your financial risk, I would start with the following - $1M Liability, Replacement Cost, Agreed Value, Special Form, and Loss of rents.2) Secondary coverages you may want to consider if your building is susceptible to these risks, Building Law and Ordinance, Sewer Back up, Contents coverage, Flood.

  (2 years of tax returns business and 2 from personal, P&L statements down to the month, invoices, and since you have 3 extra units make sure you include the potential income you will have with tenants in the property.)

Quote from @Angie Williams: I have had both Property Shark and Geodata in thr past. im looking for any opinions on which you prefer?

If a 1250 sqft home needs to be completely remodeled (not including foundation work).

-Located near 2 major hospitals and 3 Universities -Original Rehab included 100% new bathroom, 100% new plumbing in the house, electrical updates, all new flooring, all new paint, and the addition of one new wall to create a "true" 3rd BR.

@Eric VeronicaYeah 33% DTI calc when including rental income.

She has since bowed out, so this time I am making all of the business decisions myself.I have already purchased Builder's Risk insurance for the property which does not include liability insurance.