The avg temperature now is about 1-degree different then it was 100 year's ago, 

The lessons alone are worth a college degree and then some.

This insulates me to some degree from short term market fluctuations and gives me multiple exit strategies to sale for profit at any time should I need or choose to.

Plus, reflective and lower the temperature in the units by 20 degrees. 

Hopefully, the area will mimick to a degree what Texas did to attract more businesses. 

I just graduated with a Construction Management degree this past May.

The decision to buy a primary residence in LA is NOT one of short term cash flow ... instead it is a decision of:If you plan to live in LA for a long period of time, then buying your primary insulates you to a large degree from the rapid cost of living increases driven by rising rents.

Like you, if Newburgh becomes too expensive, which in my eyes it already has become that to a degree, I'll look at other markets. 

I’m assuming you’ll be working on your secondary degree remotely since you have flexibility where you live?

6.e.t.c.All above factors, and many more, will have an impact on the interest rate to a higher or lesser degree, so without knowing the lending parameters it is hard to address your concern.