We sold a house where vandels stole the copper and the oil tank was out of oil so neither the furnace nor plumbing could be shown to be in working condition.FHA 203K was one option but the buyers wanted to do the work themselves, obviously at much lower costs.

Greeley is real business friendly and has oil & gas + the University.For me I'm just looking for the best deal I can get to force equity with a fix up and lock in fixed interest rate debt, so I don't have much of a preference between cities.

She, herself is also unemployed but stated she receives oil royalties.

Everyone pushes this Red Flag deal with selling all this programs and snake oil books, and I have never heard of anyone going to jail or paying a fine, and most auto dealers don't follow the Red Flag they have their own in house compliance.

We want to get the machine "oiled" and running impeccably and we always seem bogged down with renovating new buildings.

I need an objective view :D Income and Expense Statement 2008 Total from rents $45,118.40 Expenses: Mortgage=$3,261.52 Homeowners Insurance: $4,200.00 Electric Bill: $267.08 Water and Swear Bill: $2,456.00 Heating Oil: Oil City: $2,185.20 Its a 5 unit building coded as an apartment.

I don't like that my tenants car leaks oil on the driveway. 

Perhaps consider going after bigger fish, see if maybe you can properly partner with someone with deeper pockets who will satisfy the active role requirement.

But in my home marketplace...small fish become prey or get disregarded. 

Here's a list of expenses:Accounting Advertising Insurance (fire and liability) Janitorial Service Lawn/Snow Legal Licenses Miscellaneous Property Management Repairs and Maintenance Resident Superintendent Supplies Trash Removal- Taxes - Real Estate Personal Property Payroll Other - Utilities - Electricity Fuel Oil Gas Sewer and Water TelephoneThanks in advance!