We are quite close to zeroing out our liabilities, and attaining a strong financial footing from which we can begin our journey.However, I am vexed by the fierce urgency of now.

However, failure to include the fee does not excuse the lender from the obligation toreconvey the deed of trust.2. $45.00 is the maximum fee for a reconveyance conclusively presumed by California law to be reasonable.3. $30.00 is the maximum fee for a payoff demand statement that can be charged under California law.Page 2 of 5To: Title Company ("Escrow Holder")Estimated Closing Date: In two weeksRe: Property address ("Property")("Seller")__________________________________________________________________________________________DEMAND FOR FULL PAYMENTPLEASE COMPLETE IN FULLEnclosed are:1) Original Note for $_________________________________2) Deed of Trust (original preferred), and3) Substitution of Trustee and Deed of Reconveyance executed by all beneficiaries.

It is easy to get distracted by college life and kudos for you for taking charge of you financial future :)

@Grant Rothenburger, I don't think it's necessarily a lack of deals, but that everyone mailing to the same Absentee Owners.Investors in overcrowded markets need to look at alternatives like Seniors who have owned their home for 20+ years or Homeowners with low Financial Stability Scores (FSS).There's even a new list where you can mail to the children of the elderly homeowner - since they are the influencers.

I would just love the financial freedom as I feel like my husband works 24/7 just to pay bills and we barely travel.

They are saying your request is cancelled and you owe us $80.Now I'm concerned about the legality of the document and if I'm obligated to pay more than the deposit in this condition when I eventually agreed to move in on the decided move in date.I'm ok paying them to avoid the situation of them reporting me to any Credit bureaus for $80 but I'm curious about the legality of the document.

My very first meeting with lenders, I had mapped various sample financial deals (one for each lender) from the biggerpocket.com calculator, printed them in pdf color and showed the lender that I had an understanding/command of certain business terms (cash on cash, IRR, ...etc). 

Hi @Lavette Pittman ,If memory serves correct, Sprout is an intermediary that connects you to the actual financial institutions that provide the funds, and they get a commission on you attaining those LOC.

Paying bills and recording financials.2.

My financial models show 15% cash on cash return on a $950K investment for 65% of the equity.