Then they called again and explained the loan to me. 

One of my main objectives is a steady monthly cash flow built up over 5-10 properties.

I know this, not one person here can tell me definitively one way or the other what's really happening, and that's the heart of the problem for today.I can't even ****ing explain it.

I totally understand the increments of .5% each month but what I don't understand is how the interest gets applied.The 2 different options that keeps popping up from people that tries to explain this to me is the following:If I borrow $100,000Option A:1st Month: $100,000 x 4.99% = $4,990 interest2nd Month: $104,990 x 5.49% = $5,763 interest3rd Month: $110,753 x 5.99% + $6,634 interestOption B:1st Month: $100,000 x (4.99% / 8) = $623 Interest2nd Month: $100,623 x (5.49% / 8) = $690 Interest3rd Month: $101,313 x  (5.99% / 8) = $758 Interest 

If you can't explain it to someone, it's not good enough. 

Can you explain how this is feasible ?

So I would suggest you try the following first; Write a sentence describing the situation, just one sentence on the top of a piece of paper.Then write down all your separate thoughts about the situation until you have written down absolutely everything.Hopefully when you have done that you will begin to get some objectivity about how your thinking is holding your reason hostage :) That distancing is sometimes all you need to get a bit clearer and calmer.Then, continuing to get back to your logical side think:If I wasn't afraid AT ALL what would I do inside a situation that was presenting these uncertainties?

Time to start with the Peanut Butter N Jelly Sandwiches for breakfast lunch and dinner.Please explain how amortizing rent will work.   

Title:Curbside ClosingsResponsibility of agent to explain process of closing and help buyer/seller feel comfortable to close on their ownAgent does not NEED to be there and most companies will ask that they are notAgents can call into closing.

But if you're going to be successful, be prepared with honest, positive answers to the objections that come up.