I’m a self employed contractor and I just purchased my first rental, but had to get hard money through a D lender.

A place for opportunities with high rent returns for relatively low purchase investments.This question assumes you have good enough credit, debt/income ratio, income, etc that getting the loan will not be an issue.  

I wish I had been better with money earlier - I had a lot of debt which I refinanced to pay off, otherwise the mortgage would be so low now that it would cash flow easily!

Your Purchase Closing costs seem low.  

I own a lot of properties in locations that have been prime for rehabilitation and I'm looking to discuss real estate tax credits for the repairs, purchase, investment that I have made for rebuilding/repairing/purchasing those properties for low income tenants.Thanks

Many lender have a minimum loan amount of $75K, some go as low as $50K but not many.   

@Christopher West taxes and insurance seem low. 

The borrower and co borrowers will be listed in order of high to low %. 

We don’t mind another condo, the problem is the low margin..

Ironically, it can be difficult to obtain loans for a property as an agent because lenders are leery of the self-employed with commission income, however, if you finish college, get a good W2 job, and have decent credit, lenders will line up to give you money, assuming that you are going into a field that is in demand.I admire you wanting to start investing at a young age, I wish I would have started investing in real estate in my early twenties instead of misspending my youth on debauchery.