If history is any indication, our Bay Area housing market has a high probability of topping out in 2017 so plan accordingly. 

@Rose RuizYou are in florida. check the agent's history at the Fl Real Estate Commission.Myself, if I were a seller of my residence, and an agent offered to find a tenant buyer, I would say,You get me a lease purchase arrangement with a buyer, 3% down, list price at 103% of appraisalSo if your appraisal is $100K, sales price is $103K$3000 earnest money non refundable plus 1st and last months rent, so about $5000 up front if market rent is $1000.Term: Market rent for 12 months, extendable for 1 12 month termHave a RMLO registered mortgage loan originator look at a 1003 appUse a collection company for rent like www.NoteCollection.comUse a Credit Improvement co for the tenant buyer like UpGradeMyCredit.comI would not do a sandwich, pay the realtor 1.5% or $1500 if the Tenant Buyer is ok'ed by RMLO.

Some CCs offer 0% balance transfers for 12 months, which may be a better option as it will give you 12 months at 0% interest.I have called and requested higher limits on cards before, but only after having a solid history with the bank.

It was initially set up from a guy in Texas, but the two local heads have a history of bad dealings with others.

That kind of price history might mean there are  some extra challenges in the immediate area.

Even though revenues are up now, we are setting aside more in the "rainy day fund" because history has a way of repeating itself.

A bit of history.  

From the discussions I've had with lenders around town, residential (1-4 units) requires a job, W2 statements, rental history of 1-2 yrs, less than 10 loans, and a slew of other things.

If you buy in your personal name and transfer to an LLC, it may cause issues if you want to refinance later if the LLC doesn’t have much credit history.

I went in to the bank to see if I get pre approved, my score is 710, but they said I need at least one installment loan on my credit history, they recommended me buying a car.