Subject to mortgage means that you agree to ownership and seller leaves their morgage.

Construction went from 8 weeks to 14 weeks due to a variety of reasons; main one being that I let the wrong person lead the project on the ground level, which ended up leaving things at a stand-still a week here and a week there, and those weeks and days of doing nothing adds up fast! 

I asked to do a walk through inspection before leaving but management said they do not do that. 

I'm not to the point of leaving my day job yet, but am curious about refinancing when I get to that point. 

@David Martin Jr I think the real question you should be asking yourself is why are you concerned with how much they have it under contract for?

I have no plans to leave my career anytime soon.If there's anything I've learned it's to set goals (unreachable ones at that), be prepared & educated, and get started (which is by far the hardest part of this journey for me).

This has been nothing but rural pasture land all its life so I doubt any environmental concerns exist.

If no one was home I'd leave the side up that was buying if it was owner occupied and the other side if it was a rental.

I'm in the insurance business and ALWAYS recommend it due to the inexpensiveness and the hole it leaves in peoples policies. 

Ask to her leave a plate of cookies and a glass of milk out when she goes to bed.