Both my wife and I have full time careers and are looking to build some passive / long term wealth.

Once you pull that $50k out, it's no longer working for you to earn an ROI, until such time as you pay it back.

So, if you are able to buy notes at say 50% of their performing value and get them reperforming, you stand to arguably double your money, or earn 100%.

They say it works as long as you earn more than you spend.

I can't tell you how many times I've used an escalation in my career and had to explain it to the list agent.

I have my CPA, MBA and recently have earned my license during Q4 of 2019.

Instead, finding local meetups, networking with Realtors, lenders, investors, contractors, etc can have every benefit you'll need.If you do not have the capital to invest, and/or don't like your current job, and you are interested in the Real Estate career path, getting licensed can be great.

A bit more about us: we run an event based videography company specializing in Ice Skating/Dance but are branching out into wedding and commercial work as well; I have been a career bartender for the past 8 years and I am a huge nerd about food/beverage/hospitality.

I was able to qualify for my most recent rental property purchase just with my W2 showing $20k yearly income (didn't need to show any of my business tax returns or earnings).

It is a good career choice if it suits your personality.