Horrible human being! 

Not that the communication policy they set forward is outrageous, it just gets tiring of being told what and how to do things from the various platforms.  

Just be sure to tell your carrier exactly what you're doing.

Depends on your exact situation, so either 3.5% or 5% down would be the minimum on a new primary residence. 

To really know the result, I'd need to be advertising two identical properties -- one with a premium listing and another with a regular listing.Does anyone have experience that clearly shows a result from using a premium listing?

It would actually be nice if someone's point of view change my mind.

I understand Google continues to push into this space and disrupt the online travel agencies, so the landscape might be changing. 

It may be, but I would want to be certain.

Referrals from local PMs would be a good start.

You are more likely to be struck by lightning twice.