Add a percentage to that like 10-15% for unknowns or things that don't typically get accounted for.

What factors did you take into account when estimating rehab costs and ARV--were there any STR-specific metrics or considerations you had?

A few years ago I came upon a blog post or article somewhere that showed how much money it would take to buy rentals to meet the income of a traditional 4% rule retirement account.

These were all safety related work issues that were approved by the PM company and under the repair allowance in the agreement (I signed this account...). 

You haven't accounted for op expenses, cap ex or vacancy & collection losses yet.Your agent doesn't sound like an investor. 

A sink included with the granite order seems more feasible now that I have talked with granite fabricators.Though, I am curious about the new sink: single basin, unequal sized dual basin, or 50/50 dual basin.

What you are referring to is a construction policy  which could run you closer to $400-$500/month depending on several factors such as scope of work, renovation costs, size of the property etc.

Obviously you'll just have to take into account the higher rate in your numbers, but is there any fancy way of working around them? 

We refer to it as a “debt checking” account in the 101 Financial world.

Like Pat said, the Pronto is a stovetop product but only does personal size pizzas.