Doing well last time I talked to him.

Would love to connect and discuss Thank you for the detailed information about your program.

Should be quite doable..check in with @Joseph Chiofalo he's an NY lending Guru and has a strong in house legal team.

I'm in Spring as well.

People that say they are 'just visiting' when you do your inspection but seem to have a good amount of information about the property.

There are calculators online but make sure you are familiar because I get a lot of people call me because their loan officer failed to run the numbers and they are getting ready to lose a deal or earnest money.If you want to go FHA you can always put more down but I would take a look at Fannie Mae as well for High Balance areas.  

Home warranties don't work well for rentals.

I was thinking of DSCR as well as it would have no problem with LTV or DSC Ratios on appraised rent vs. expenses.

I was just thinking about hiring a collection agency as well.

I've been listening to the podcast for a while and always found it very helpful both in my personal investing as well as helping my clients invest.