The financial technology sector will eventually produce a winner that will capture the Generation Y’ers.

If you're interested in letting someone else do the recordkeeping for you, analyze their technology and customer service.

Keep me posted.PS: I'm an IT guy, so I "love" using technology for just about anything!!!!!

With the amount I have to work with I could potentially end up with 2 buildings with many units in them.The main point of my ramble is I want to be talking ahead of times to lenders, and I do desire to leverage out my proceeds to the point that is reasonable and profitable and with 25 percent down that could be 3.6 to 4 million in purchases.

@Brandon Pearsons The math would tell you that as long as you have positive leverage and you can reinvest at the same rate (meaning that your net return is > cost of debt), you should always take the cash flow vs. paying down principal.

The LLC creates a shelter which allows you to allocate the cash you use to purchase and the loans you leverage for the financing of the properties in your portfolio that you've decided to acquire throughout the years.

Debt is good as long as you are prepared and don't get over leveraged.

There's a good chance that someone ghost-wrote this book for him, but the ideas in it (personal finance, building leverage, flip vs buy-and-hold, buy-it-right) are both concrete and several steps beyond the BiggerPockets guide.

Your IRA can obtain a "non-recourse" mortgage to leverage your plan assets.

@Jeffrey Lester Im not sure how exactly to become an unliscenced agent, but you are on the right track by trying to leverage the connection that you have.