My vision statement: "To achieve financial freedom and flexibility by creating a diversified real estate portfolio that provides passive income streams and enables me to pursue my personal and professional goals, while providing the best possible education and lifestyle for my family."

This will not be the case because your DTI will probably be too high, and the max mortgage they'll allow you will be small sadly.To remedy this, by moving either of the 3 properties (or all 3) into an LLC, all that debt vanishes from your personal credit report and your DTI suddenly looks healthy again.

@Brett Roye   Check out Lifestyles, Brad Sumrock, and Total Wealth Academy. 

All the while, you are NOT paying rent towards someone else's equity & lifestyle.

I'm obviously biased, being an agent myself, but I bought (and sold some of) my first few properties using various agents, so I still feel like I can answer this question;Many agents view this career as a side hustle or as a way to live a glamorous lifestyle, and they are never the right agents for an investor.

How I coach my clients is helping them see what househacking strategy works best with their budget and lifestyle.

However, some HOAs may not have healthy reserves.

Your mental health is important at every stage of your life, for different reasons from childhood and adolescence years until your adulthood.b.

Wiring fraud is absolutely rampant and you should always have a healthy suspicion.

I have a healthy budget.