Happy to walk anyone through the upsides of this asset class.

Stocks, on the other hand, offer liquidity and ease of diversification but can be more volatile.Time Horizon: Since you're young, you have the advantage of time, which is a crucial factor for compounding interest.

Offering me loan at 5% interest for 30 years no prepayment.

Submit offers and negotiate terms with sellers, being prepared to walk away if the deal doesn't meet your requirements.

It's a plus if they offer any good bundling options for an umbrella policy for 2-3 homes, as we're looking to get one for the first time.I know some insurers have been leaving the CA market recently so looking for updated recommendations based on your personal experiences.Thanks!

I like starting in the Midwest because it's affordable and offers good cash flow.

and go and offer the previous owner some money to let them redeem the house in their name and then it gets scooped out from under you, after you thought you bought it!  

Here's a casein FL - Seller in foreclosure has 120k principal @4%, Shes 10k in arrears, house is worth about 250k, good condition.She wants to stay at the house, but doesn't mind selling it if needed.She will likely not qualify for a loan mod at the moment, good amount of equity.She works in the medical field, just took sick and fell behind.I was thinking of offering to pay her 10K in arrears and creating a 2nd mortgage @ 10% interest.if she defaults, i can foreclose,  as there is a bunch of equity there.any thoughts of a better scenario that i can make more of this situtation?

There are companies who will offer lead gen services at a far more efficiency than a single person.

Buyers have been presenting cash offers with proof of assets etc.