I have no association with LegalZoom but they are a good point of comparison for the reasonableness of legal fees for certain services.

I'd need a reason to invest in you rather than a CD.

True, but I guess I would put them under the same umbrella - they perform the same act: they insure the workings of certain aspects as it pertains to their claims policy; they come about it from a different approach but the business model is quite similar, would you not agree?

There is no reason to use that lender, 95% of lenders don't charge a fee - stay clear!

It seems that prices are still quite reasonable and rents are good. 

The reason has to do with self-employment taxes. 

Well, think about your expenses in life—things like bills, groceries, and maybe even saving for the future.Your cash flow from your rental property can help cover these expenses.It's like having a part-time job that pays your bills.Investors who prioritize the cash flow path often look for properties in stable, well-established neighborhoods where they can charge reasonable rent prices.They want their rental income to be consistent and dependable, just like your allowance or paycheck.This approach is great for investors who value financial stability and want to make sure they can cover their expenses and maybe even have some extra money left over.However, there's a trade-off.Properties that generate high cash flow might not see their value increase rapidly over time.It's like having money in a savings account—it's safe, but it might not grow significantly.So, if you're someone who wants steady income and doesn't mind slower growth in property value, the cash flow path could be a good choice for you.In summary, the cash flow path in real estate is all about earning regular rental income from your investment property.It's like having a reliable source of money to cover your expenses.While it might not make your investment value skyrocket quickly, it provides stability and peace of mind.So, whether you're saving for that new video game or planning for your future, the cash flow path can help you achieve your financial goals.The Growth PathThe Growth Path in real estate investing is like choosing to take the scenic route to financial success.It's all about the long game, where you patiently wait for your investments to grow and become more valuable over time.Think of it this way: Imagine you plant a tiny sapling in your backyard.At first, it's just a small, fragile tree.

I was wondering if it would be smart to try and get a mortgage on my rental property to pay off the HELOC. my reason for doing this is the payment would be a fixed rate, and I would be able to create more cash flow.

The reason very few of these are getting done is because most buyers are looking for a way to put down minimal amounts of money.

I have clients that do this.From a management perspective, it would be easier to keep it on the same island for the reasons you mention.