How to wholesale a seller finance

[Alejandro Lozano]

Hello BP family i am currently trying to wholesale my first seller finance deal and trying to negotiate terms with the seller.I am looking for advice on how to negotiate terms with seller like like im trying to get zero downpayment for full asking price and dont know what interest rate i should offer. I was thinking about offering zero downpayment at 5% interest with a 30 year amortization schedule and a 7 year ballon. Any advice would be greatly appreciated. Thanks