I suspect every state is different.. its not one size fits all for sure.and in Oregon on top of a GC license you as the owner need a DEVELOPERS LICENSE and you need to be bonded and insured as well. even to flip one home a year.. and they are really starting to crack down on this.. trust me I know I have been on the butt end of this LOL 

I dont have a savings anymore and just invest on autodraft into a bond/stock savings vehicle and easily get over 7pct every year.  

@Alvin Pereira I have a bond posted here for the Lee Co auctions.

The funding goes to the Sponsor, and assets can be rearranged (under terms of the underwriting rules).If the LTV decreases over time, we create another stack of bond, to another group of investors.

We enjoy it and it's a good bonding experience for the both of us.I get the whole "work on your business versus work in your business" mindset but how many other houses do you own/manage?  

. : )When Detroit filed for BK I did hear rumblings that it would have a ripple effect in the state because counties and cities borrowing would get higher interest bond loans.

Knowledge will strengthen you. 

@Ryan Copeland Don’t let this scare you, it’s a tactic often threatens by crappy contractors (I have filed Legitimate liens as a contractor).  1) there are penalties for filing fraudulent liens2) you could get his lien squashed with one court hearing, assuming it is not legit3) in almost every state there is a mechanism for get the lien “bonded off”, or removed from the property, while you get it quashed or just let it lie since they usually never file the suit to enforce it and liens expire, typically in a year, if the contractor doesn’t file suit to enforce it.

They can still exert considerable pressure on interest rates generally, even though things like commercial debt are based on the 10 Year Treasury, which is driven by the bond market. 

Swing trading/ Investing in stocks, Riets, bonds etc.