But for the average investor with a long timeline (10 year minimum) who wants broad exposure to many companies and a simplified, time tested approach to securities investing, mutual funds and ETFs are the way to go, especially if the investor is diligent enough to dollar cost average through the lows of this bear market.Summary: The volatility of the stock market this year and my short timeline make mutual funds/ETFs the wrong vehicle for my objectives.REITsReal estate investment trusts (REITs) are the mutual fund equivalent if stocks are like individual properties.

Took down a portion of of a load bearing wall to open up the space.

Create your cash flow model and make sure that the higher HOA fees are priced in to your offer such that it would be on par with a similar property bearing lower HOA fee burden.  

Site development, is custom, grading, soil prep...the list goes on.

If you market can bear it, okay.. 

I was wondering if there's anything I can do at this point or whether there's just a risk with this and I'm going to have to bear the loss?

I agree in an open market, buyers will pay a total of what the market bears and if they are paying their agent their offer will represent this.  

Those are net rates (what you pay in payroll), by the time you add taxes and work comp, they are 40% more, then you add whatever your contractor's profit typically 20-35% on small jobs (bear in mind, if client doesn't know what they want, you need to raise profit for the extra cushion when they say "I don't like it"), the reality of that 20-35% is 15-20%.

Im buying a duplex in KCMO and getting ready to move there. this might turn into a long question but bear with me.Its become clear through my research that there are 2 major types of investors out there.

Your contract has no bearing on the tenant's rights.