* Foreign direct investment (FDI) in Panama in the first half of the year reached US$1.1 billion, reflecting an increase of 32.8% over the same period in 2007

Which means that you would be earning the equivalent of 58K today.If that is the case then yes your SOL will be able to increase because your pay will reflect both an inflation adjustment built into the pay scale increase, as well as an actual raise increase based on your years of service.

I assume because of your age you mean you haven't built much credit, but as long as the credit you do have reflects payments on time, you'll have a much better chance of getting a loan.

I'm assuming wife must have deed changed to reflect ownership now in just her name, correct?

An exception might be raw land BTW.I think most new people try to limit contracts for simplicityand it reflects on your expertise, especially when you can't fully address the aspects of a good contract in a reassuring manner.You actually have to practice going through your contracts with others.

Remember I am reflecting on my area your area is subject to change.

You MUST disclose your agent status to the Seller (and make sure your contract reflects agency as being "Represents the Buyer Only" on the signatory pages), but other than that, I don't see an issue with being a wholesaler. 

Each of our 'draws' financially reflect that as theirs is about 1/3 of mine since they work 1/3 the hours I do.

I took some time this week to reflect on where I started, where I am, and where I see myself going.

Could have reduced the amount of time to lower than what was left on my term life.Pros:The loan got fundedNo credit checkNo credit score hit for a new loanCons:Impossible to do anything onlineOnline calculator does not really reflect anything accurately from themThere is absolutely no online portal (NOTHING).