Hello BPers,I'm working on purchasing my 5th deal now and having trouble deciding on how to finance.I've been approved for a PML to purchase a property for around $100k but only at 65% ARV which doesn't leave me enoug...

I'll do that in a private message since I have not personally vetted them out.

It all comes down to cost and what you are willing to spend. 

No on costa-hawkins repealIt can affect sinle family home owners prices, negatively impact neighborhoods and communities, rent control on private homes, condos, townhomes, statewide rent control could be in future if we don't fight it.

I purchased a “duplex” last year using cash from a private lender with intentions of doing a cash out refinance shortly after.

The money you're going to spend on flooring... probably won't bring the rents up all that much.

Build passive income so we can spend more time together (because we really like to do that) and 3.

Our goal was to focus on the BRRRR strategy but if we we're to get a hard money loan or use private money we would not be able to re-fi into a long term mortgage.

You focus on what is the maximum you can spend to make money...and don't negotiate (rationalize) against yourself after you found that number.Second, whether you are the buyer or the seller, you focus on what you need financially first. 

I’ve studied Dave Ramsey and have an allocated spending plan.