And then you have folks with low FICO scores who, like I indicated above, just got sick, and got right with all the unexpected expenses and bills over the course of three months, but those late payments do not drop off for 5-10 years.We're handcuffed into giving out those irresponsible loans, and denying those completely responsible loans, but you as an individual landlord have the freedom to exercise wisdom and discretion that we do not.

This is all hypothetical -- it came to me while up with a sick kid at 3am -- but I appreciate any insight our experienced note investors are willing to provide to ease my overly tired (and thus oddly creative) mind.

When I get sick, I go to the doctor.

We did not want anyone getting sick due to us wanting to shorten the vacancy by a small amount. 

A lot of people are stuck getting 0.2% in a CD or whatever and are getting sick of it.Good luck!

Anish, it depends on the flood plain category, with coverage, the national flood insurance program, it may not be a problem at all, and tenants could obtain a policy.

this ladies house has been vacant. she is sick and old and lives in a condo but owns a house in my neighborhood.how do i find her address?

High motivation is a death,job relocation,having a baby and need more space,retiring and need less space,sickness in family,job loss,divorce etc.Low motivation is wanting a move up home,neighbors are okay but would like nicer area,just want to see if a buyer will pay our price,we want to test the market etc.Sometimes a sellers motivation can change over a short period of time.You need to spot these potential clues when taking a listing.This will tell you that they might not be as realistic today but they will be soon if you work on them a little over time.I could go on and on but I hope this helps some.Any specific questions just ask.

Rent is sick here, I am in West Palm Beach, Fl.

I've had landlords tell me that they were physically sick and couldn't sleep at night.