I've only spoken with two companies that work with housing for one person and the property that I'm looking to obtain is a three bed

You are the owner if you try to borrow with a LLC or if you borrow in your personal name.

It's a nice benefit while you live there, but it shouldn't be the deciding factor in what you do next...it can play a part in the discussion, but the much greater benefit is your ability to sell tax free on your personal residence with a 121 exclusion. 

Focus on networking, building relationships, and finding people with money to partner with.It's important to have a strong partnership agreement, detailing who pays for what, who is responsible for management and making decisions, how you handle the cost of maintenance or other expenses, how to end the partnership if someone wants out, etc.

I personally have mine through USAA.  

These forums are not for personal attacks mentioning someone education as you feel its the only qualification to be an investor….

I don't mean the following to sound discouraging, but I would encourage you to be extremely cautious and conservative before buying a random property in Dayton because someone - a property manager, an agent, the seller of the property, some random person on BP - tells you it's a 'great deal,' and you will 'cash flow.'  

How would you explain these buyers terms to the seller. ok. 30 year amortization means the monthly payments are based on a 30 year loan, but at year 20 whatever the balance is they pay it off then (balloon payment)Personally I would NOT accept any of these offers.

I have no idea how she got my personal email address:"Hi I am at xxxxx Tucson, AZ.  

Interesting, you do the in person follow up after they agree to terms?