This is where I see so many people get caught up and are never able to actually pull the trigger on an investment property.  

Yeah, real estate makes a lot of people's eyes glaze over.

You will never see, hear or speak to these people again, no matter how friendly of a person you are.

I sent you email to get a quote.  30 years doesnt make sense if 8k in fees. 

Okay that makes a lot of sense!

It seems very appealing to me since healthcare professionals make a decent living and tend to be great people.

I have been telling people for years now that it is not just ok to buy investment property before your primary residence, but I prefer it. 

Multis feel more like a house and you have one person living with you (or 2 or 3 depending on duplex, trip, or quad), whereas an apartment complex has more amenities, but people sharing walls everywhere.

But for tech background people from bay area, 2-3 hours different is still okay-ish.You can work from hawaii, no need to wait for retirement.

You can search another one of my posts to give you a sense of generic rehab and maintenance costs, in the end this is the key variable in your underwriting that needs to get nailed down.