But, would my 2024 income even be considered towards pre-approval given it is not on a tax return yet?

hey BP family,I’ve run into a bit of a roadblock, I’m direct to agent and I’ve wondering how to get around the new NAR settlement, as soon as I hop on a call with the agent, they ask if I’m represented and then hang up the phone no matter if I say yes or no.

Or do you base terms on down and their credit application?

This may be a soft pull on your credit, but it's worth it (in my opinion) to determine that question. 

I just need to get my foot on the bottom rung of the ladder. 

Has anyone worked with a public adjuster on Long Island (Nassau County or Suffolk County) or in the New York City area to help with an insurance claim? 

In nearly every neighborhood I see rehabs going on.

I expect to have about $10,000 in repairs on the high side.

Its a 2-unit property on Airbnb. 

And, yes, I've paid that on properties I ended up not buying.