Would you only be allowed to get a HELOC for half of the equity?

They represent half of my total credit accounts and my oldest credit account is one of these loans.

Their rates are half of what national companies’ are and I’ve never had a problem making a claim. 

Mile

By creating partnerships we brought in a contractor who is now a friend and offer him half of our profits if he were to help us finish the rehab and also invest in any money we did not have for the repairs.

-New 3 BR 1 BA ADU in the second half of the lot-Vinyl fence to separate the 3 properties?

Accountant said there still might be time lolThe 440 I owe was from a cash out… could have done more but could only use my w2 income (less than half my self employment income)If I add her to the house we have another 6 figure income for DTIcould pull out another 3-400 or HELOC for some short term money. 

In a situation where I have 1) a property that the mortgage/insurance, etc. costs half of the gross income or so 2) can pay 20% or more down and have plenty of cash reserves for vacancies, repairs, etc.3)have a roughly 750 credit score4) low debt/income ratio Are there lenders that will lend on those principals?

I was paying $1450/month until March for a pretty high-end 1 bedroom near Urban Center and saw ads at the time for like $850 to rent a 2 br house about a mile from where I was. 

I like trainer Brian Buffini's method of showing competence and character at the same time.One thing I used to send out once a month that people really liked was a nice half page size glossy postcard that had local events for that month listed on the color postcard side, and on the back side had a note from me with a paragraph about how the market was doing.