
19 December 2021 | 1 reply
Third, any attempt by an interested party to influence a mortgage appraisal violates federal lending law.

3 December 2019 | 2 replies
You can call Keesler Federal credit union and Iberia bank.

11 December 2019 | 31 replies
The first one I opened with Sun Federal Credit Union, who I already have a HELOC with.

6 December 2019 | 4 replies
I'll be closing on the sale of a rental home on 1/2/20, and will incur around $15k in long term capital gains taxes on the sale. Do I need to pre-pay the IRS some taxes, or can I wait until April 2021 when I file my 2...

11 December 2019 | 6 replies
Clipped the first few paragraphs.Fannie Mae and Freddie Mac Curb Some Loans as Regulator Reins In RiskUpdated Dec. 10, 2019 5:58 am ETFannie Mae FNMA +1.97% and Freddie Mac FMCC +2.17% are pulling back on some mortgages meant to make homeownership more affordable, their latest effort to rein in risk at the behest of their regulator.The two companies are cutting back on the proportion of loans they back to borrowers with small down payments, for example, and mortgages to deeply indebted borrowers.The regulator, the Federal Housing Finance Agency, says it wants Fannie and Freddie to be prepared for a possible economic downturn.

17 December 2019 | 13 replies
FHA is federally backed (that means my tax dollars are supporting your purchase).

18 December 2019 | 12 replies
Account Closed - my lender is BP Federal Credit Union.

20 December 2019 | 55 replies
I'd be more worried about the Federal Reserve.

17 December 2019 | 4 replies
It sounds like receiving this document from the landlord would be an even better step than asking for the rent rolls, since it'd be a crime for them to provide false information on a federal form like a tax return.

18 December 2019 | 19 replies
But the point of this exercise(and this is the fundamental premise of my book) is that for 76% of Americans who live paycheck to paycheck, when you:1) Have your housing payment represent the largest portion of your take home pay, and;2) Have massive student loan debt, and;3) Give half of your paycheck to the IRS involutarily through State tax(didn't count NYS tax in the example, an effective tax rate of almost 15% on TOP of your take home pay), Federal tax, local tax, and social security tax;It becomes extremely difficult to get ahead financially simply working and trying to save.