I'm extremely hesitant.

I have an extremely good relationship with this bank.

Ultimately I was not extremely happy with our contractor because our 4-12 week project took almost 9 months to be completed.

Another bonus for MN I was reflecting on recent, no natural disasters, like hurricanes, tornadoes, earth quakes, floods, etc, & Hennepin County has had extremely stable prices for a regionally expensive market as compared to the costal markets, Denver, etc. 

Sewer bills are almost always dependent on water usage.

You should probably start with making sure you have an online Cleveland Water account (http://www.clevelandwater.com/), and take a look at the detailed usage.

., but you have to bring SOMETHING to the table. ...regardless of what type of value you bring, it has to be sufficiently valuable for the mentor to benefit (and if the mentor is a highly experienced and successful RE investor, their time is extremely valuable, so they ain't gonna come cheap!). 

Most of them believe we haven't seen the full effect of the rate rises yet on prices, so they are all just extremely nervous, since like Mike mentioned, most of them were there during 2008. 

But the contract prices are still ahead of the appraised values, so traditional financing is a problem.I should also mention that I am referencing an extremely desirable short term rental region.

These are people I trust and know extremely well.