A better strategy would be to get your finances in order, get a job that pays well enough to save, and when you have saved some and have built your credit, look into real estate.

We both have credit scores of over 750When we move I will have about $65K in liquid cash or so for a down payment on a house.

You can try local credit unions or small banks in your city.

Bad credit, no savings, a low-paying W-2 job, etc.

But if i am looking a property for a housing track they will give me for free a developers package which is a huge 3 ring binder with all sorts of data  from demographics utlities zoning and if I request a full title search.. this all for free.. with the expectation if i buy that development they are going to get 10 to 50 million in title policies.. from my retail buyers.  

I am in the final stages of writing my contract for my wholesale deal (I meet with the sellers to sign tomorrow) and I just want to make sure this is 100% without a doubt right.So, I have it written in my contract that the EMD will be credited to the escrow account at my title company FOLLOWING the 20 day inspection period.

Depends are who can crunch the numbers better, depends on who is willing to take bigger risks, depends on who is hungry for it, depends who has better cash upfront, depends on who has better credit. 

Its Home Depot, and they would be willing to give you a credit card with a big line of credit.

Well, this house has appreciated as well and we're now sitting like all others in SoCal in a 1974 Build 1,250sqft house on a 4,000sqft lot between a train track and river trail in an amazing zip code/school district that's valued at $700,000 of which about $360K is equity.

Since he is using text messages its nothing binding but it helps him keep track of who has offered what.My recommendation see if you can get a sit down meeting with him for coffee.