She asked me what the process would be and I told her she would pay an application fee and do a credit/eviction check.

I do not intend to ask the seller for any repairs to be made nor am I looking for a credit of money for any repairs that need to be made.

If you go back further in history, there is no peak to peak that took more than 10 years.

Just have to figure out what you can and cannot do then figure out if its worth your effort and time on a personal level.. the fact is .. real estate is location , location, location  and supply demand and available credit supply the values.    

Then check their reviews on all of the sites and their transaction history on Zillow.

Aside from boosting my credit score and bulking my savings -- both of which take time -- I am not sure what other options are available to finance my first purchase before my self-imposed deadline of September 1. 

Did you get any rent payment history / scuttlebutt from previous owner or PM about them. 

Her credit score was included and it was 700’s also her pay was good.  

Account Closed how about the lender provides a credit to a rounder number? 

Or "provide credit of $55,000 "At that point you are reopening the contractTheir agent calls another agent who put an offer in (the one you were worried about so you went over the top) and shows them the list.