I am looking for someone who has real estate experience and insights that might help me going forward with my current and new business opportunities ... 

I think you're 100% correct, that being said since Dodd Frank debt is not a tool for the self employed pr very small businesses.

But it will not be the same way I was winning when rates were 3% (or maybe it is - but reality is there will be some changes to the business as 3% rates is like a professional team playing against a pee-wee team). 

I am certain that there are many opportunities to consider on tax and business structure before buying so curious what some experiences have been. 

Affordable living around Phoenix is in demand. 600 Square feet in Eastmark apartments getting $2000 rent.Nicer area ( East Mesa).I would love to be part if your business. 

Then if I need to do real estate things during business hours I can, and I sleep around those tasks and my night shift.

Details below...We need a FAST cash-out loan product that requires only the personal guarantee of my business partner (60% ownership) to be used for: completing the remaining rehab and getting the 1st house rent ready, paying off revolving credit accounts to get her credit score up, and funding the other projects we have in the works.To help bring you up to speed on what's transpired over the 11 weeks we've been in business...We started our business on Dec 1, 2023, leveraged our "then" good credit/high w2 incomes to bootstrap the startup, assembled a rehab team, and are now about 2 weeks out from the completion of our 1st rehabbed property.We've closed on 3 properties, all owned free/clear, and have paid for renovations with personal funds/credit.My credit score was 810, but is now 592, due to excessive debt but 100% on-time payments, therefore can't personally guarantee a loan.My business partner's score is currently in the 700s, but likely wont be for long, due to her revolving credit % continuously increasing, as we push towards the completion of the first rehab utilizing her remaining credit on her CCs.Recently, I started researching the underwriting timeline for DSCR loans. 

@Rose LaurentThere are a number of business models what can work in Albany.

I am eager to build connections with investors, realtors, general contractors, handymen, property managers, and lenders who do business in North Jersey.

Me and my business partner would own the LLC.