I saw an Inman article on people taking out mortgages against their homes in order to buy bitcoin - somewhat of an inverse transaction.Securities regulator Joseph Borg caused a firestorm of warnings when, earlier this week, he told CNBC that people were taking out mortgages to buy bitcoin.

If there are ones that meet the rule they will likely be purchased for 5-15% over asking causing it to no longer meet the rule. 

Just make sure to talk to your managing broker if you are related to the seller as this can cause a conflict where you would not be able to represent the buyer as a transaction broker, but instead as a customer. 

Typically you are not able to inspect and then back out for cause without losing your SUBSTANTIAL EMD.

I thought this would help offset the decrease in value of the property caused by any reduction in rent.

Cause then she could be using some loophole and you'll be caught unaware.

Just trying to understand why someone would choose one over the other or what type of scenario would cause someone to do so.

FWIW, we have purchased property with tenants in place paying "pet rent" and never received any additional funds form the previous landlord- there was no account sitting and collecting the "pet rent" that would be used towards fixing any damages caused by the pet.For this reason, we don't charge pet rent or a nonrefundable deposit- it gives the tenant the impression that any damage is covered. 

What is a "friendly" request, could end up being a cause of relationship friction down the line.  

Any evidence of pets on furniture may incur extra cleaning fees.Pet must not cause damage to premises or furnishings.