The biggest reason to carry a mortgage on any (and every?)

But I also always said the same thing- "who is buying the homes from Nicole and how long is she carrying them??"

You can also look at doing a commercial loan (5+ units)... they will sometimes allow you to have a seller carry as part of the down payment... get 70% from the primary lender (bank) and have the seller carry a 25% 2nd position note.

@James Destef for the deal I was first asking about one of my private lenders ending up carrying the whole loan for us. 

If they need cash flow, ask them to carry as much of the note as possible (up to 100%) for as long as possible. 

If they are coming to you asking to do this, you are literally sitting on a gold mine.  

I wouldn't trade my day job for all the gold coins in the world.

I find there's always a gold nuggets of information in each one and I go back to listen to a number of them multiple times.

You can probably clear enough doing that over the next couple of months to cover the payments on the owner-carry note.By the end of the summer, if you work reasonably hard, you should have a lot worth a fair bit more than the raw land you started with.

Gold coast is the most popular and I used them.