You can decide if youre a charity or if you're a business person with an investment to protect.

“I’ve been in business for X years.”

Most work this way Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 $2,500 minimum fee)Max Loan: 65%-70% of After Repair Value(ARV) 100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 Weeks)NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

The owner has an LLC that he uses because it is a business for him to sell property and finance it for individuals.

This cost of debt comes through where people have to borrow to afford the item, like a car, or business Capex and of course, a home.

That is how it is designed by the manufacturer.

I have not used an agent before, and I've heard mixed things about that.My personal strategy has been to make up small business cards or flyers and then have somebody place those in the areas where my tenants are likely to be, such as local grocery stores, laundromats, restaurants, and so on.

Mentoring and Coaching should be a complimentary business not a primary one when they either have failed miserably or never even were an investor. 

The issue is due to the floorplan, I am having issues having an idea on how to reorganize the kitchen.Does anyone know or recommend an interior renovation design that could provide a design idea?

Varies on the laws of the state you are doing business in, demand, and local zoning laws.1.