As they say, borrowing money is cheap! 

I hold my own personal investment portfolio in Indiana but I work with a lot of borrowers in FL. 

Since your LTV ratio is 33 percent, you have 67 percent equity in your home.This also determines how much you can borrow.

You can also borrow against a stock portfolio. 

Do you know the borrower?

He wanted 35% seller finance for up to 5 years at 5.5 % but I knew it wouldn't make sense for me so I started drawing my offer.My offer is 2m SF at 0% for 180 months and 2m I borrow at basically 7% for 30 years - which comes out to $13,306.05/m for loan and $11,111.11/m seller finance - now together it its $24,417 (NOI = 27,442-24,417 = $3,025) - very low cashflow but I would be able to refinance sooner or later and pay back the owner full sum, and better pray occupancy will stay at 100% for at least 2 years.

From the active investor stand point this is the manual to explain to people in your network HOW you as a borrower will protect them, structure the loan, etc. 

It could favorably affect your rate.Car-loaning banks want borrowers to be insured so they can afford to make their payments.

Some lenders may seek to attract investors / stimulate growth by offering 0 seasoning requirement - especially to experienced and efficient borrowers. 

I want to invest in short-term rentals, and I'm unsure if I should borrow as much money as they'll let me and use the extra cash as a down payment on a short-term rental.