Thank you, calling my county tax assessor collector right now as we speak.

I also took out two loans for myself this month.The reason people keep saying that banks aren't lending is because we aren't lending to EVERY SINGLE person who asks for money like it was in the boom.

When there are high priced homes begging to be sold in a boom, it's not worth being in REOs.If you want to get into REOs, show a lot of them to buyers.

@Jay Hinrichs Yes, I considered Vegas but I have to say I am a little scared about it based on boom/bust in the past and I have not really seen any provider that operates like Spartan or MI.

I got a nasty threatening call from a collector.

I will eat crow enough to grant you it'd be possible for that T&P failure to occur first, then some time passing while large amounts of NG entered an environment, then spark/BOOM. 

Usually small borrowers, if they are hard up, didn't have the payment, they won't be paying the whole thing, nor will they be in a position to hire an attorney to go a the judicial route.I have had or ended up with some bad borrowers, I always try to work things out, but sometimes things won't work, I never lowered the boom due to one late payment just from fairness, but I could have.

Lonnie deals were abusive, and we are well rid of them.So frankly, we deserved to have the regulatory boom lowered on us.

And you love it.What our missing is depending on the bust boom cycle..

As Clark County continues to boom remember that traffic will become an issue overtime for those that are commuting to working locations.