Please double check what I have stated with each supplier, as I have stated what I experienced a year ago and the policies of the providers listed may have changed.Best Regards, Dean

Tenants lying use to be a pet peeve of mine, it is human nature for most people to lie when they are in the wrong, so I adopted the policy of never listening to tenants excuses.

Trump could put in some real policies that could make the economy go bananas - it's already simmering with anticipation of good news to come.

I checked my current insurance policy and it only has $100k for "personal liability: each occurrence".

As you pointed out in point #2, this is probably a very emotional time for the seller and if he ends up feeling like 'you pulled one over on him' it could end up with a phone call to the Ethics committee of your real estate board. 

Columbia Gas' policy is to charge a fixed monthly service charge ($27) for a full month even if it's only few days into a billing cycle and even if you do not use any gas. 

Additionally from my understanding most policies don't cover losses from vacancy.

Commercial loans are also a far different animal than a convention loans, aren't really resold in the same way, are often carried/held by the bank, so requirements for their loan committees can differ.  

It may work that way for you.. but in land development I would be shocked if the loan committee at that bank allowed 100% or 90% LTC.... out our way and what I do in Charleston I always need at least 30% cash equity.. plus I want it in there any way so I have a cushion.then my bank will want accelerated paydown on the lots..

I have not rented anything through VRBO in a long time, so I'm not familiar with how this insurance policy is presented to a renter.