Every broker specializes in a particular market, even if they are part of a national chain.  

I like ETFs and institutional investments, but they are really highly-valued at the moment. 

You probably need yo get some legal advice on where you stand on this this issue.On all of my first transaction with any tenant is a cashier check/ money order drawn from a local financial institution.

So I like you already had my property management S corp opened, and went to register for NARPM (National Association of Residential Property Manager's) and I was very disappointed when I found out that they wouldn't accept me because Virginia Required that you have a minimum Sales licenses.  

The courses you are taking all revolve around national and state specific legal aspects of becoming a real estate agent. 

The insurance that I pay as part of the mortgage - as the last I in PITI - goes to the financial institution which holds my mortgage and they in turn pay it to the insurance company, and this is a small amount.

My 3 yr path from zero property newbie to 13 rentals, rent to own and 1 owner financed with 3 more in queue was via web training via BP and face to face training via all 4 Atlanta area REIAs and bought training from national speakers.

NASB is one of the largest national lenders but there are others.

National lenders have a death grip on their guidelines and it gets more and more difficult to refi conventional loans.

I had a specific unit strategy and kept to it.I have recently explored options WAY outside my comfort zone not just nationally but internationally as well.