Is there something like an interest reduction refinance available for normal loan products?

Happy to tell you what I think market rent and a fair price reduction would be but I'd need a bit more information. 

Anyone know if it is possible to qualify for HARP to lower the long term interest rate and then also have the temporary unemployed price reduction?

The term "liability" differs considerably from the term "responsibility" in jargon of legal agreements.For example, if you hire someone to enter buy/sell orders of certain Futures contracts, and she makes a "fat-finger" mistake and as a consequence, you lose a million dollars.

Plus, you can't beat a $20k reduction!

Earlier this year, the Federal Housing Administration (FHA) announced a significant reduction in its mortgage insurance premiums (MIP) for new borrowers.

Finding an "overly qualified" tenant - not just meeting but exceeding qualificationsThe first 4 can add costs and the 5th item calls for a rent reduction to offer a great deal to a great tenant.  

Rent reduction contingent on the realtor not stating it still can't be shown.  

And as in many other areas, my understanding is that the primary affect that COVID has had is a reduction in inventory (especially early on, potential sellers held off rather than having strangers constantly in their home!)

By putting 30% down it will put you in a much better interest rate bracket than 20% down and you will be able to use the credit to buy the rate down to 7%, when it's 0.5% rate reduction per point it's a 2 year break even and makes sense to buy the rate down even farther if you come out of pocket.