Account Closed why would you want to replace a fixed rate mortgage with a variable interest rate mortgage? 

When you find you are devoting a large percentage of your time to one problem, others start to arise.

@Frank JonesIf the brokerage you are currently with is at 50/50 splits and isn’t providing any incentives to justify that type of split, I’d look into what other brokerages in your area are offering.There are many variables that play into commission splits offered by brokerages.

I'm not looking for an investment loan at a high percentage that I would only have for 6 months to year.

and you have to place atleast 1k as EMD if it doesn't state a certain percentage.

And of course there are significant variables within the Bay Area; Vallejo is a totally different story than the peninsula or SF.

In other words, a large percentage of mobile home park owners would rather take some initial financial consideration, make a nice profit each month off the interest on their note and not worry about the day to day issues of running a park.

This is because HELOC is not used as purchase money and (in some states) the lender will be able to sue you for deficiency.Risk: HELOC rates are usually variable rather than fixed.Risk: HELOC will go on your personal credit report, whereas investment property mortgage could be on a business credit report.

So (my personal opinion) some of these percentages, fees, terms, etc. can be specific to the competitive PM landscape in the market where you're investing.

Of course there are many other variables dictating whether or not a deal is "good."