Also dogs are pretty good about only going outside and rarely have an accident indoors, but cat's will pee on anything and cat pee has so much stronger odor.

Challenges in real estate can come in various forms, and it's essential to be ready to face them head-on.One common challenge is dealing with unexpected repairs and maintenance.

@Bill GrahamThis would not be covered and if there was an accident or worse an injury then they would not cover you either

Title defect like an unexpected lien or the bank never recorded the foreclosure deed and now they can't find the deed to transfer title into their name.

Cashflow won't look as good, but you can keep some of that money in the bank for unexpected repairs. 

Make sure to build in a buffer for unexpected expenses or market fluctuations.Consider conducting a market analysis to ensure your projected sale prices align with current market trends in the Niagara Region.Timeline:Your estimated timeline of 12-15 months sounds reasonable, but it's essential to factor in potential delays such as weather, regulatory approvals, or unforeseen construction issues.Legal and Zoning Considerations:Given the change in land use (from a single vacant lot to multiple building lots), it's crucial to understand and comply with local zoning regulations.

It was a pure accident.

Well an emergency is something unexpected that pops up out of nowhere.

So even if you pick a state with stronger protections like WY or NV, the cause of action arose in the state where the tenant fell, so likely that the court where the accident happened would have jurisdiction.California tends to have more laws on the books and requirements and restrictions that it can be a good idea to form a CA LLC for out of state property so that you as a CA resident are covered, and to try to have your contracts fall under the purview of CA courts.

So even if you pick a state with stronger protections like WY or NV, the cause of action arose in the state where the tenant fell, so likely that the court where the accident happened would have jurisdiction.