They usually maintain nicer because of the purchase agreement existence.There are many folks who have not qualified by a bank and do not know there's an alternate that will take owner financing. 

The main alternate would the Agents agreements to use. 

I'm a single OTR truck driver but I think your point still stands.

There are many state, federal, investor, lender specific qualifications for alternatives to foreclosure and a loan mod is but one of the alternatives.

The only debt I have is a truck payment that is 400 a month.

If you see a pick up truck, and there are more than cars, there’s 90% chance there’s a gun in it or on the drivers hip.

Here are the options I’ve outlined:Traditional duplexSFH with a basement to convert to a small lower apartmentSFH with correct zoning for an ADU (Alternative Dwelling Unit- more reading here:Pre-purchase two townhomes from a developer before they go on the marketWhat would you do?

That said, if there is a mod in process (alternative to foreclosure, which could include a short sale but not a full sale), and a complete package is submitted, lender has to hold any action for 30 days.

Tractors, cars, trucks, campers, boats,etc. 

I would guess it would take two people most of an 8-hour day to install that much fence - 16 hours of labor - so that's $150 to $210 an hour or so.Of course, the workers aren't going to see that much of it; you're paying for their knowledge, insurance, tools, a truck full of bits and bobs they might need to finish the job, etc.Based on that, I'd guess those bids are maybe a little on the high side.