Our mortgage is at 2.78% for 30 years and our mortgage payment (inc taxes and insurance) is $6K/mo.

That being said, solid returns can still be earned in this space.

DSCR loans look at you liquidity position, credit score, and the rent vs principal, interest, taxes, and insurance.

@Sean McDonnell, one thing to consider is their revenue numbers count all revenue (nightly rate, fees, taxes) so you should deduct those from the AirDNA revenue projections.This is easier to do on a property-specific level since you can roughly estimate the cleaning cost for a specific property.

If they purchase a house in your area, you could have the judgment attached to the property (I have done this before).Lastly, I have heard that you can 1099 them so they could be forced to pay taxes on it.

There are also tax considerations, such as depreciation and IRS Section 121 Exclusion.I would probably keep it as a rental for two years and then consider IRS Section 121 Exclusion; I would probably still keep it as a rental at that point, and if interest rates get below 6% I would consider a cash out refi to buy another investment property.If you do keep it as a rental I would recommend you pay for pool service, this is something that should not be passed on to the tenant as it can cost you big time if not properly maintained.

As for where to invest it, I would consider a High Yield Savings Account, right now you can earn up to 5% on your money and its accessible whenever you need it.

Baltimore property taxes are also pretty high, quick flips are profitable and if you or your investors know what you/they are doing, Baltimore is a great market.

It's about finding a property at a fair price and negotiating the best deal.This deal, with the state tax lien involved, in sketchy.

1. 90% sure you'll be hit with Captial gains tax on the sale - Check with cpa.2.