It's because of communities like this and the education they provide that I was able to get to this point.

My experience of the HOA in my scenario has been that they are very slow in communication and are reluctant to provide pertinent documentation.

Looks like it disappeared into the nether on my insurance provider website...great."

Benchmark, Touchstone, First National Bank, First Citizens, First Carolina, Wake Forest Federal, and Providence ... all depending on the location and the deal.

They share their experiences, warn of pitfalls and provide fresh perspectives.

I am sure that this house will appreciate really nicely over time.Hopefully the spring market will heat up in your area and that will also help provide some excellent sales comps to boost your value. 

The premiums and deductibles are outrageous and if you’re flipping homes, you must buy a commercial policy (see the CEA website).I recently spoke with a representative at GeoVera, a company that provides earthquake insurance in a few states (including California), and she said that the policy would cover a vacant house as long as business is not actually conducted inside the residence.

@Ryan Thomson and @Tanner Pile do an excellent job providing great information on how to get started and bring in some top notch speakers each month.

For pros/cons of booking.com I would say the following...Pros:-if you use guesty you can sync your airbnb info into your booking.com listing info to ease the set up process-there are more options to check off in the amenities portion of the listing set up, so you can really display the uniqueness of your property-I would wager 90% of self-managing str hosts only list on up to VRBO/Airbnb, which means there are not nearly as many options for people to choose between, which means more exposure for your listing-rumor has it that booking.com just invested a large sum of money into building out their services to provide more vacation home listings rather than hotels.

I am not licensed for consumer loans in ID (I can do investor stuff all day long, but not consumer in ID), so I can provide impartial advice.