If app looks good, then show them the property myself.

Hey Matt, I wouldn't say it's a deal breaker but it depends on the target market for this property.

I am a first time investor and am currently under contract for my first property (yay?!).

@Kristen Dolotina As a landlord, you can deduct expenses like mortgage interest, HOA fees, repairs and maintenance, insurance, and travel related to managing the property.

Also, I'm usually trying to eliminate drama on my properties.

I recently purchased a property that I am planning to build a new home on.

Just starting off, I am wanting a cash flow 4,3, or 2 unit property.

The best training will likely be at Coldwell Banker, Keller Williams, @properties, or as I mentioned earlier The Apartment Source (Specifically for leasing). 

I'm trying to learn as much as possible to fix and flip single family properties.

All that to say, PMLs are usually more concerned with the value of the property and will lend at a lower LTV regardless of ATR (ability to repay) because they know they can take the house for 65 or 70% of the value if you default in a worst case scenario.Hope this helps!