I consistently earn higher than that on mutual and other income funds.What this is showing is that the property itself is earning nothing on it's own and that your cash, which is creating 100% of the returns, is under performing.

We have numerous rental properties,  but since  it is a high end home, and eventually our own home  we have reservations.We have to make some decisions on this quickly to define financing and capture the rest of the peak rental season so quick feedback is appreciated. 

My thought would be that I would bring a relatively small cash contribution but give most of the overall appreciation to the flipper, in exchange for the experience/knowledge that I would be earning and the promise to be the guaranteed first offer with predetermined price range when going to refi (maybe even with private hard money on family-member-terms).

In addition, if you have other debt i.e. student debt this will also affect the amount of income you will need to earn to afford that loan. 

Surrounding cities that currently peak my interest are quincy, nicer parts of dorchester, east boston (stretch i know) roxbury, allston, brighton, etc.

I agree with it being overpriced, with 22 showing and no offers that's usually the issue, but it's only been on the market for a very short time and we are just heading into the peak buying season.

You are in the best area to learn all different aspects right now just get out there and start learning and earning!

So you aren't just earning passive income, but you are also saving more each month. and that's not even mentioning your loan paydown, appreciation, and tax benefits you get as well.

Hi there,We've got one investment property now (seller financing) and we're looking to expand, so exploring what we can qualify for with a conventional loan.For the existing property, we put quite a bit of money into it to fix it up 2 years ago, so on paper, we're still operating at a "loss" on our taxes as we continue to offset our earnings with our previous expenses.

What is the percentage that is supposed to be earned on this deposit?