I've thought of inquiring with online lenders such as SoFi, Lending Home, etc.

Here's how we do it...Save 40% of our earned incomeInvest half into index fundsInvest the other half into real estateAnd all passive/portfolio income gets reinvested

Airbnb has responded to my request that they cannot intervene as this is an "offline arrangement" and they are an online company.

The aggregate UPB calculation does not include the mortgages and HELOCs that are on the subject property,the borrower’s principal residence,properties that are sold or pending sale, andaccounts that will be paid by closing (or omitted in DU on the online loan application).

Aside from that you may be stuck having to save up the money for a future purchase to keep your risks as low as possible starting out.

I am learning from the best and continue to be blessed with great people in this place.To continue this path of success by building knowledge and wealth I would like to help all the families out there by providing tools that can help everyone save money in energy used on residential and commercial properties.My motto is "Integrity before Growth" in which families are able to save money and help others do it as well.If you would like to know more about it I'll be glad to give you more information.

I have zero money up front and will be able to save $1000 a month beginning Sept.  

Should I save more money 20k-40k and stretch out my timeline?

So my suggestion for new guys and gals out there looking to invest, the first step is to SAVE MONEY!

everywhere I look online it says 20% down for investment homes but we are being told by all lenders it's 25%.It's a duplex in Washington state.