We have the fundamentals of our business already established and are relatively young in our market.

Yea, I can relate.

I agree with Jon,I believe the term for appraisals are: Subjective opinions.I'm just surprised there are still appraisers in the world today, I thought they were an object you would see in a historical museum.

Im not opposed to selling to a rehabber or anothe rinvestor, but would rather simply sell to a retail customer at a deep discount (relative to my price).

I like biotechs and health care related companies.

It’s my retirement, and the only objection is that it’s in an hoa.

That tenant was able to run up a $4K-$5K gas bill (that of course she wasn't able to pay), because law prevented the gas company from turning off the gas during the winter (because the tenant had a newborn and an elderly relative staying with her).The point is I agree 100% with Mike, Rich, and the others about tenants paying their own utilities.

I am a relatively new investor.

This definition of UBIT taken from IRS publication 598: "... if an exempt organization regularlycarries on a trade or business that is not sub-stantially related to its exempt purpose, exceptthat it provides funds to carry out that purpose,the organization is subject to tax on its incomefrom that unrelated trade or business."

These forums are great for many things related to Lonnie Deals, and once in a while real experts like John Hyre posts tax advice here, which is well worth paying attention to, but, to the best of my knowledge, very few true experts on lending even know this forum exists.